Skip to main content

Protect Your Investment with a Home Warranty

Buying a home is one of the biggest purchases most of us will ever make. While you can research many things ahead of time, some issues are hard to predict.

Did you know?
An average down payment is typically 3-5%. But if you want to avoid private mortgage insurance (PMI), you’ll likely need to put down 20% — which is a lot of cash for many buyers.

Why Consider a Home Warranty?

A home warranty offers protection against the unexpected failure of major appliances and home systems such as plumbing, heating, and cooling.

Who needs one?
Every homeowner can benefit from a home warranty, especially if your appliances or systems are older or out of manufacturer warranty.

What Does a Home Warranty Cover?

Common appliances and systems covered include:

  • Dishwashers

  • Ovens, ranges, cooktops

  • Refrigerators

  • Garbage disposals

  • Furnaces

  • HVAC systems

  • Plumbing systems

  • Electrical systems

Additional coverage options (often at extra cost):

  • Roof leaks

  • Pool and spa equipment

  • Ductwork

  • Septic systems

  • Ice makers

What Isn’t Covered?

  • Cosmetic damage like scratches or dents

  • Pre-existing conditions

  • Appliances or systems not up to code

Cost & Duration

Costs vary — it’s important to shop around and compare quotes. For ballpark figures, check out this helpful article:
Home Warranty Cost Guide

Typically, home warranties last for one year and can be renewed annually.

How to Buy a Home Warranty

  • Discuss options with your realtor—they can recommend trusted companies and help you find coverage tailored to your needs.

  • Evaluate your home’s condition: Do you have older appliances? Any active manufacturer warranties?

  • Carefully read and understand the contract before purchasing.

Final Tips

  • Don’t just buy a warranty because you were sold on it—make an informed decision based on your home’s needs.

  • A warranty can provide peace of mind and save you money on costly repairs down the road.

Questions about home warranties or buying a home?
Reach out anytime — I’m here to help!

Comments

Post a Comment

Popular posts from this blog

Understanding Property Tax Disbursement From Escrow: What Every Homeowner Should Know

  By Katelyn Mayer, Realtor If you’re a homeowner—or thinking about becoming one—understanding how property taxes are paid can save you stress and help you manage your budget better. One of the most common questions I get from clients is: “How does my lender pay my property taxes, and what is this escrow thing all about?” Let’s break it down. What Is an Escrow Account? When you buy a home with a mortgage, your lender often requires an escrow account. This is basically a special savings account that holds money collected each month from you to pay for certain expenses—most commonly, property taxes and homeowners insurance. Instead of paying your tax bill in one lump sum once or twice a year, your lender collects a bit every month and pays the taxing authority on your behalf. This system can make budgeting easier, so you don’t have to worry about coming up with thousands of dollars all at once. How Does It Work? Let’s say your annual property tax bill is $6,000. Your lender wi...
Post a Comment
Read more

Rental Options in East York & Red Lion

Discover a wide range of rental homes tailored to fit various lifestyles and budgets in East York and nearby Red Lion. Whether you're searching for a cozy one-bedroom apartment or a spacious three-bedroom townhome, there's something here for everyone. 📍 East York Springett’s Apartments 📍 50 Eisenhower Dr, York, PA 17402 1- and 2-bedroom level apartments 🔗 manorcommunities.com Suburban Park Apartments 📍 2685 Carnegie Rd, East York, PA 17402 1- and 2-bedroom apartments 🔗 liveatsuburbanpark.com Fallbrook Flats 📍 3889 E Market St, York, PA 17402 1-, 2-, and 3-bedroom apartments 🔗 jcmliving.com The Apartments at Waterford 📍 200 Governors Pl, York, PA 17402 Modern layouts with 1- to 3-bedroom options 🔗 waterford.theapartmentgallery.com Hillside Apartments 📍 1927 Queenswood Dr, York, PA 17403 1- and 2-bedroom apartments 🔗 theapartmentgallery.com/hillside-apartments East Breeze Apartments 📍 21-23 S Northern Way, York, PA 17402 1- and 2-bedroom apartments ...
Post a Comment
Read more

Rental & Fair Market Overview – Central PA (June 2025)

  Region: South Central PA  Covering: Dauphin, Cumberland, Franklin, Fulton, Adams, York, Lancaster, Berks, and Lebanon Counties Fair Market Rent Overview (HUD 2025 Benchmarks) Unit Size Rent Range Notes Studio $850–$975 Increasing demand in Harrisburg and York City 1BR $975–$1,200 Strong demand across all counties 2BR $1,200–$1,450 Popular for both families and roommates 3BR $1,500–$1,750 Steady turnover, higher cash flow potential 4BR $1,650–$2,000+ Limited inventory = higher rent resilience Highest rents generally appear in Lancaster, Dauphin, and York , while Fulton and Franklin trend lower but offer better cap rate potential. Occupancy & Rental Demand Occupancy across the region : ~95%–97% (above national average) Average days on market : 28–37 days depending on zip code Turnover rate : Steady in LTR; STR varies seasonally Investor Insight: Regional Themes STR Opportunity Zones : Gettysburg, Hershey, Downtown Lancaster, Midtown Harrisburg, and York Cit...
Post a Comment
Read more