Katelyn Mayer Realtor - Iron Valley Real Estate of Central PA

The first step to accessing your VA home loan benefits is obtaining a Certificate of Eligibility (COE) . This document confirms to your lender that you qualify for a VA-backed home loan. If you need help with this process or have any questions, I’m here to guide you every step of the way! Who Qualifies for a VA Loan? Veterans who meet specific service length requirements Active-duty service members with a minimum service period Certain Reservists and National Guard members Eligible surviving spouses of deceased veterans Credit Score Requirements The VA itself does not set a minimum credit score. Lenders have their own credit score requirements, generally between 580 and 620 , depending on your credit profile. VA requires lenders to review your entire financial profile, not just your credit score. Key Benefits of a VA Loan No down payment required (unless your lender requires it) No private mortgage insurance (PMI) Lenient credit requirements c...

Buying a home is one of the biggest purchases most of us will ever make. While you can research many things ahead of time, some issues are hard to predict. Did you know? An average down payment is typically 3-5%. But if you want to avoid private mortgage insurance (PMI), you’ll likely need to put down 20% — which is a lot of cash for many buyers. Why Consider a Home Warranty? A home warranty offers protection against the unexpected failure of major appliances and home systems such as plumbing, heating, and cooling. Who needs one? Every homeowner can benefit from a home warranty, especially if your appliances or systems are older or out of manufacturer warranty. What Does a Home Warranty Cover? Common appliances and systems covered include: Dishwashers Ovens, ranges, cooktops Refrigerators Garbage disposals Furnaces HVAC systems Plumbing systems Electrical systems Additional coverage options (often at extra cost): Roof leaks Pool and spa equipment Duc...

The rental market can be challenging—but I’ve spent several days touring properties across the West Shore to bring you some solid options. If you’re looking for amenities like: In-unit washer and dryer Pool Fitness center Snow removal Lawn care Parking Then these communities are worth checking out. Looking for an active and knowledgeable agent in the area? You’ve found one! Reach out anytime for help finding your perfect home. Katelyn Mayer Realtor, Iron Valley Real Estate of Central PA 📞 717-446-1640 ✉️ kmayer359@gmail.com West Shore Rental Properties & Highlights: 1. Graham Hill 1515 English Dr, Mechanicsburg, PA 17055 Friendly, helpful staff Convenient to Giant grocery and Route 15/11 for easy commuting Spacious 3 bed/2 bath with vaulted ceilings and ample closets on 2nd floor (some stairs) 1 bed/2 bath first-floor units available Pets allowed with fee Tenant pays gas and electric Current availability 2. Oxford Manor 534...